Group Benefits for Businesses

Get Your Business Risk Covered.

As business owners ourselves, The Dearborn Agency is aware of the many elements needed to keep your business running smoothly and profitably. Even a minor loss can disrupt your operation and result in lost revenue, eroded market share, and weakened reputation.

That’s why we start with a thorough process to identify your organization’s unique risk. Then we tailor a risk management program that includes the right plans, procedures, and insurance coverage.

When a loss occurs, your business won’t skip a beat.

 

Group Benefits To Attract & Retain Talent.

In general, group benefits are a main priority for employees and job seekers across the country and represent the second largest expense for employers behind payroll. 

The Dearborn Agency specializes in catering to the unique needs of businesses like yours. For years, we have helped countless business owners discover group benefit packages that align with their budgetary requirements. Whether your team consists of one employee or is in the hundreds, our advisors will guide you through the intricacies of cost and coverage. By providing an appealing group benefits package, you’ll be able to attract and retain top-tier employees. Let us handle the complexities so that you can stay focused on your core business.

Our mission is to deliver maximum value to our clients. We are committed to assisting business owners in finding plans that are specifically designed to suit their budgets. Our comprehensive options allow you to provide coverage to employees only or to their dependents as well, often at minimal to no cost to you as the employer.

Your In-House Risk Management Team​

As insurance and risk management professionals, we can act as your in-house risk management department. You’ll have our collective expertise working on behalf of your management team.

Workers Compensation Insurance

Despite your best efforts to create a safe work environment, accidents do happen. The Dearborn Agency’s experts will partner with you and your employees to design a safety program to keep injuries and lost time to a minimum. And if injuries do occur, we will ensure that your employees receive the proper care and training to help them return to work as quickly as possible. 

 

Working For You.

At The Dearborn Agency, your specialized insurance team is committed to supporting you through every step of the benefits process. With our collective expertise, we become an extension of your organization, providing invaluable employee enrollment assistance, conducting annual benefit enrollment meetings, offering comprehensive product support, and facilitating the claims process by promptly addressing inquiries and providing seamless claim filing support.  

Tailored to Your Needs

Our plans are designed to adapt to your specific requirements and the size of your organization. We offer flexibility in how employee premiums are covered, allowing your organization to choose the most suitable approach.

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Business Exposures? We've Got You Covered

The following are some of the business exposures for which The Dearborn Agency offers coverage:

 

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We Have Options.

The following are some of the Employer-Sponsored Benefits The Dearborn Agency can offer:

  • Medical Plans
  • Enrollment platform options
  • Life Insurance
  • Accidental Death & Dismemberment
  • Dental Plans
  • Vision Plans
  • Disability Insurance
  • Accident Insurance
  • Critical Illness Insurance
  • Cancer Insurance
  • Hospital Indemnity Plans
  • Identity Theft Coverage
  • And More
  • Bonds
  • Business Income
  • Commercial Auto/Fleet
  • Commercial Property
  • Employment Practices Liability
  • Environmental Liability
  • Equipment Breakdown
  • Foreign Liability
  • General Liability
  • Inland Marine
  • Liquor Liability
  • Malpractice Liability
  • Professional Liability
  • Umbrella/Excess Liability
  • Workers Compensation
  • Bonds
  • Business Income
  • Commercial Auto/Fleet
  • Commercial Property
  • Employment Practices Liability
  • Environmental Liability
  • Equipment Breakdown
  • Foreign Liability
  • General Liability
  • Inland Marine
  • Liquor Liability
  • Malpractice Liability
  • Professional Liability
  • Umbrella/Excess Liability
  • Workers Compensation