Funerals: Spare Your Family From Crowdfunding

With the cost of funerals in America skyrocketing, many families are caught unprepared when a loved one dies. One option is to crowdfund the event on a website such as www.gofundme.com. What if I told you there is a much less expensive, better option to this stressful scramble to get final expenses paid, as well as cover the loss of income a breadwinner’s death may mean for a family?

That option is life insurance. For less than $20/month, a middle-aged woman such as myself can have a $100,000 life insurance policy, which is more than enough to cover the estimated $7,000-$10,000 cost of a modern funeral, pay off existing debt, and still have enough to leave something to my ex-husband to help provide for our three beautiful children. For just a few cents extra, I even have $10,000 riders on each of them, just in case the worst happens.

Nobody likes to face his or her own mortality, nobody. As the saying goes, however, the only two things that are certain are death and taxes. You may not die today, or tomorrow, but it is an eventual inevitability. Wouldn’t you feel better knowing that your demise wouldn’t be an unnecessarily financially draining time for your family and friends, as well as a very emotionally upsetting period of their lives?

Emily Champoux – Benefits Coordinator